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Support for life after ostomy – by an ostomate, for ostomates.

Practical support

Financial resources that can help make life with an ostomy more manageable.

Living with an ostomy can come with ongoing costs. This page should help visitors understand where to start when they are looking for tax credits, long-term savings options, reimbursement information, or provincial coverage support — without making the process feel overwhelming.

Start here

Financial support is easier to navigate when it is broken into clear paths.

This section keeps the page easy to scan. It separates tax and savings supports, education funding for students with disabilities, and ostomy-specific reimbursement guidance so people can head straight to what is most relevant.

Tax credits & long-term savings

For visitors exploring whether the Disability Tax Credit, an RDSP, or related federal disability supports may apply to their situation.

Explore disability savings supports

Education funding

For people planning post-secondary studies who want to understand the Canada Student Grant for Students with Disabilities and other StudentAid BC disability supports.

See student disability funding

Ostomy reimbursement & funding

For visitors looking specifically for ostomy-related reimbursement help, national funding references, and financial resources curated for ostomates.

View Ostomy Canada resources
How Fair PharmaCare works

A simple way to understand when PharmaCare starts paying and when it reaches 100%.

Fair PharmaCare is based on family income from two years ago. The province sets a deductible and a family maximum. Once you have paid your deductible, PharmaCare starts sharing eligible costs. After you reach your family maximum, PharmaCare pays 100% of eligible costs for the rest of the year.

1

Before your deductible

You pay 100% of eligible costs until your family deductible is reached.

  • Deductible size depends on family income
  • Lower income generally means a lower deductible
  • Coverage is based on your tax return from two years earlier
2

After your deductible

For regular Fair PharmaCare assistance, PharmaCare covers 70% of eligible costs until your family maximum is reached.

  • You still pay a share of each eligible order
  • Your share continues counting toward the family maximum
  • Some families qualify for enhanced assistance levels
3

After your family maximum

PharmaCare pays 100% of eligible costs for the rest of the year once the family maximum has been reached.

  • This is the point where eligible orders can be fully covered
  • The exact maximum depends on household income and assistance level
  • A new calendar year resets the process

For exact deductible and family maximum amounts, use the official BC calculator and assistance tables: How Fair PharmaCare coverage is calculated.

Financial help is only useful when people know what to do next.

Close this page by giving visitors a clear path back into your store-specific support. Some people will need Coverage & Billing. Others will want to ask a question before ordering. The page should make both next steps easy.